Working Capital for the Creative Economy
Capital built around the way creative businesses get paid.
Lucky Hand helps agencies, talent firms, production companies, creators, and media businesses access working capital tied to receivables, contracts, and earned revenue.
When the work is done but the payment is still 60, 90, or 120 days away, we help turn that waiting period into usable capital.
Products
Flexible capital for modern creative businesses.
Lucky structures working capital around contracted revenue, delayed payments, and project-based cash flow. Depending on the business and the receivable profile, that may mean receivables financing, a contract advance, a working capital facility, or a custom structure.
Receivables Financing
Access capital against eligible invoices, contracts, and earned revenue.
Learn MoreContract Advances
Bridge the gap between campaign execution and client payment.
Learn MoreWorking Capital Facilities
Flexible capital for businesses with repeat receivable flow and ongoing operating needs.
Learn MoreCapital Partnerships
Specialty finance exposure to creator economy receivables.
Learn MoreCredit Characteristics
Built for receivables-backed credit.
Short-Duration
Capital tied to near-term receivables, contracts, and payment cycles.
Receivables-Backed
Funding structured around eligible invoices, contracts, and earned revenue.
Commercial Payors
Payment streams from brands, agencies, platforms, and enterprise clients.
Disciplined Underwriting
Review of contracts, invoices, bank activity, payment history, and counterparty quality.
Platform
From intake to funding to portfolio monitoring.
Lucky combines borrower intake, receivable review, counterparty verification, documentation, funding, and ongoing monitoring into one purpose-built financing process for creative economy businesses.
Who We Serve
Built for the businesses behind brand media.
Agencies
Campaign financing, payroll timing, contractor costs, and client receivables.
Talent Firms
Creator payouts, brand deal timing, and management company cash flow.
Creators & Creator-Led Businesses
Brand payments, platform income, production expenses, and growth capital.
Digital Media Businesses
Project-based revenue, enterprise clients, advertising receivables, and working capital needs.
Process
A clear path from application to funding.
Apply
Submit business and receivable information.
Document
Upload contracts, invoices, bank statements, and payment details.
Review
Lucky evaluates the borrower, receivable, counterparty, documentation, and timing.
Fund
Approved transactions are documented and funded according to the agreed structure.
Capital Partners
Specialty finance exposure to the creator economy.
Lucky Hand Capital originates short-duration, receivables-backed working capital opportunities across agencies, talent firms, creators, and digital media businesses. Our platform is designed around contract review, counterparty analysis, receivable verification, documentation, funding, and portfolio monitoring.
Capital Partnerships
Turn delayed payments into working capital.
Whether you are scaling an agency, managing creator payments, funding production, or waiting on brand receivables, Lucky can help you access liquidity with confidence.